Accidental death is the number 3 cause of death in the United States according to the Centers for Disease Control & Prevention. It's no wonder there is such a market for accidental death insurance. This low cost coverage can be an excellent way to supplement your life insurance portfolio and can even provide much-needed coverage if you aren't able to get a traditional policy because of underwriting challenges.
When to Choose Accidental Death Coverage
Accidental Death Coverage is more limited than a traditional life insurance policy, but there are a number of use cases, especially when you consider that the cost of an Accidental Death policy is often a fraction of the cost of term or whole life policy. There are three main reasons that our clients choose accidental death policies at Dayton's Bluff Financial:
