• Welcome to Dayton's Bluff Financial

    We are a family owned insurance brokerage specializing in life and health insurance coverage for working class families and individuals like you. We believe that affordable healthcare is a human right. We are certified MNsure Assisters and offer health plans outside Minnesota on the Federal (“Obamacare”) exchange. We know that for the 99% that weren’t born wealthy, life insurance is the best way to build generational wealth. We’ll help you plan for future generations while taking care of this one.

  • Services We Offer

    We work with individuals and families to help you enroll in  affordable health insurance, Medicare Advantage and Medicare Supplement plans. We also offer term, permanent and universal life insurance to help provide financial security for your loved ones and to create and pass along generational wealth. For those planning for retirement, we offer fixed and indexed annuities that provide a predictable and guaranteed income.  

  • What We Believe

    We know that the working class is the backbone of the US economy. Unlike large investment firms, we will take the time to work with you to protect your family from financial hardship due to illness or death and we'll work with you to create generational wealth. 

  • Markets We Serve

    We are licensed in Minnesota, Wisconsin, Iowa and Florida. Appointments are offered both remotely and in-person. Walk-ins are welcome at our Avon Park, Florida office, but we also make house calls. We'll happily come to you at a time that is convenient for you. 
Employers & Groups
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Life Insurance

We help our clients ensure financial wellness and create generational wealth with a number of life insurance solutions. We offer term, whole life and universal life products from top-rated insurance companies. 

Health Insurance

We believe that accessing quality health care is a basic human right and that. your family should not have to choose between bankruptcy and medical care. We offer individual and family health insurance throughout the MNsure and Federal Marketplaces (a/k/a "Obamacare Plans").  

Medicare Plans

Medicare doesn't have to be complicated. We work with seniors as they age into the Medicare system to help them understand the Medicare system. We offer a variety of Medicare Advantage, Medicare Supplement  ("Medigap) and prescription drug plans as well as dental, vision and ancillary health plans to ensure that you can enjoy your retirement in good financial and physical health. 

Retirement Solutions

As you prepare for retirement, we can help provide safe investments through annuities backed by some of the nation's top-rated insurance carriers. Annuities provide a predictable and guaranteed income stream to help ensure your financial wellness all the way through retirement. 

Group Benefits

We help small businesses stay competitive by working with you to create an affordable benefits program that keeps your employees healthy and engaged without breaking the bank. We offer a full range of health insurance as well as other benefits that will make you the employer of choice in your area.